Friday, November 26, 2010

More on Cash Advance OPM

While the credit card cash advance has earned its bad reputation, when used wisely, it can be used to achieve financial freedom. You can use the money for investments like a down payment on an investment property, to pay off credit card debt, to deepen your personal growth, or to use in an emergency.

The credit card cash advance is another tool in the toolbox to help one down the path to financial freedom when used in a productive manner. There are countless sources of cash, but by far, the best one to utilize for your business is ... other people's money (OPM).

Perhaps one of the greatest "secrets" of the richest people in the world is summed up in those 3 words: Other People's Money - OPM for short. If you took a cross-section of the most affluent business people, you'll find that the majority of them launched their fortunes using OPM, and make money your servant.

Friday, November 5, 2010

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Thursday, November 4, 2010

What is Credit Card Cash Advance

Credit card cash advance is a facility provided by the card issuer to allow the member to withdraw money via ATM, over the counter. Normally the cash advance amount is some percentage of card holder's credit limit.

Of course the cash advance come with a price to the cardholders, normally card issuer with impose higher-than-normal interest charges. To the cardholders, cash advance is money owed to the card issuer with high interest charges and finance charges. If you really have to use the cash advance facility, avoid using ATM machines as there maybe additional fee charged for withdrawal with ATM.

Cash advances begin accruing interest immediately and, therefore, are not subject to a grace period. Thus, even if you pay your card balance in full when your bill arrives, you will still be accessed a finance charge for any advances.

Sometimes, cash advance also known as payday loan, paycheck loan, or payday advance.
Cash Advance allow you the flexibility to handle those emergency cash situations such as unexpected medical bills, auto repairs or other short term cash needs.

Wednesday, November 3, 2010

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