Definition of Other People's Money (OPM):
Money borrowed as unsecured loans, or contributed by smaller stockholders (shareholders). Equated with its abbreviation's homonym (opium) in its narcotic power on people who forget it is an obligation that must be accounted for, and repaid in some way.
Source: http://www.businessdictionary.com
You can leverage borrowed money into high-yield investment programs that could generate a return that would then pay back your lender and line your pockets as well. Or you can leverage borrowed money into asset-producing or income-generating real property. Or you can simply borrow money to start or grow your business.
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